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Speeding Up EIN Processing: When to Apply Online, By Fax, or Through a Service



By: Jack Nicholaisen author image
article image

You need your EIN fast.

You’re choosing an application method.

You want the fastest option.

You need a comparison.

Online application. Fax application. Service application. Processing times. Your decision.

This guide shows you how.

Method comparison. Processing times. Speed factors. Your choice.

Read this. Compare methods. Choose the fastest option.

article summaryKey Takeaways

  • Online application is fastest—online EIN applications are typically processed immediately, giving you your EIN number right away
  • Fax application takes longer—fax applications usually take 4-5 business days for processing, slower than online but faster than mail
  • Service applications vary—third-party services can be fast but add cost and may not be faster than doing it yourself online
  • Choose based on urgency—if you need EIN immediately, use online; if you can wait a few days, fax may work
  • Verify before proceeding—ensure you have all required information ready before applying to avoid delays from incomplete applications
EIN processing speed application methods online fax service

Why Method Matters

Method determines speed.

What happens with slow methods:

  • Business operations are delayed
  • Banking setup is stalled
  • Hiring is blocked
  • Revenue is lost

What happens with fast methods:

  • Operations begin quickly
  • Banking setup proceeds
  • Hiring can start
  • Revenue flows

The reality: Method choice affects your timeline.

Online Application

Understand online application:

Online Process

What online involves:

  • Complete form online
  • Submit electronically
  • Receive EIN immediately
  • Print confirmation

Why it matters: Online is fastest.

Online Advantages

What online offers:

  • Immediate processing
  • Instant EIN number
  • No mailing delays
  • 24/7 availability

Why it matters: Speed enables operations.

Online Requirements

What online requires:

  • Valid SSN or ITIN
  • Business information
  • Internet connection
  • Valid email address

Why it matters: Requirements must be met.

Pro tip: Use online when possible. Fastest processing, immediate EIN, easy process. See our EIN guide for online application.

EIN online application immediate processing fast

Fax Application

Understand fax application:

Fax Process

What fax involves:

  • Complete Form SS-4
  • Fax to IRS
  • Wait for processing
  • Receive confirmation

Why it matters: Fax takes longer.

Fax Advantages

What fax offers:

  • No internet required
  • Paper documentation
  • Confirmation letter
  • Reliable method

Why it matters: Fax works when online doesn’t.

Fax Processing Time

What to expect:

  • 4-5 business days
  • Processing delays possible
  • Confirmation by mail
  • Longer wait time

Why it matters: Timing affects operations.

Pro tip: Use fax when needed. No internet required, reliable, but slower. See our EIN guide for fax application.

Service Application

Understand service application:

Service Process

What service involves:

  • Third-party handles application
  • You provide information
  • Service submits application
  • You receive EIN

Why it matters: Service adds convenience.

Service Advantages

What service offers:

  • Convenience
  • Professional handling
  • Error checking
  • Support available

Why it matters: Service reduces your work.

Service Considerations

What to consider:

  • Additional cost
  • Processing time varies
  • May not be faster
  • Service quality matters

Why it matters: Service may not speed things up.

Pro tip: Consider service carefully. Convenience, cost, speed. See our EIN guide for service options.

EIN service application third party convenience cost

Processing Comparison

Compare processing times:

Speed Comparison

What to compare:

  • Online: Immediate
  • Fax: 4-5 business days
  • Service: Varies
  • Mail: 4-5 weeks

Why it matters: Speed affects operations.

Cost Comparison

What to compare:

  • Online: Free
  • Fax: Free
  • Service: Fee required
  • Mail: Free

Why it matters: Cost affects budget.

Convenience Comparison

What to compare:

  • Online: Very convenient
  • Fax: Moderate convenience
  • Service: Very convenient
  • Mail: Least convenient

Why it matters: Convenience affects choice.

Pro tip: Compare all factors. Speed, cost, convenience. See our EIN guide for comparison.

Decision Framework

Use this framework:

Assess Your Needs

What to assess:

  • Urgency level
  • Internet access
  • Budget constraints
  • Comfort level

Why it matters: Needs determine choice.

Evaluate Options

What to evaluate:

  • Processing speed
  • Cost considerations
  • Convenience factors
  • Reliability

Why it matters: Evaluation informs decision.

Make Your Choice

What to choose:

  • Fastest if urgent
  • Most convenient if busy
  • Most reliable if uncertain
  • Best value overall

Why it matters: Right choice enables success.

Pro tip: Use decision framework. Assess needs, evaluate options, make choice. See our EIN guide for decision support.

Your Next Steps

Compare methods. Choose the fastest. Apply for your EIN.

This Week:

  1. Review this comparison
  2. Assess your urgency
  3. Choose application method
  4. Gather required information

This Month:

  1. Complete EIN application
  2. Receive EIN confirmation
  3. Set up business operations
  4. Begin using your EIN

Going Forward:

  1. Use EIN for all business needs
  2. Keep EIN documents organized
  3. Update EIN records as needed
  4. Maintain compliance

Need help? Check out our EIN application guide for getting your EIN quickly, our waiting guide for productive tasks, our hiring guide for employee requirements, and our registered agent guide for business address setup.


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Sources & Additional Information

This guide provides general information about EIN application methods and processing times. Your specific situation may require different considerations.

For EIN application, see our EIN Application Guide.

For waiting tasks, see our Waiting Guide.

For hiring employees, see our Hiring Guide.

For registered agent services, see our Registered Agent Guide.

Consult with professionals for advice specific to your situation.

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About the Author

jack nicholaisen
Jack Nicholaisen

Jack Nicholaisen is the founder of Businessinitiative.org. After acheiving the rank of Eagle Scout and studying Civil Engineering at Milwaukee School of Engineering (MSOE), he has spent the last 5 years dissecting the mess of informaiton online about LLCs in order to help aspiring entrepreneurs and established business owners better understand everything there is to know about starting, running, and growing Limited Liability Companies and other business entities.