Head-to-Head

Van Buren Financial

Delaware Registered Agent & Full-Service Financial Solutions

VS

Business Initiative

Business Intelligence That Forms Your Business

Side-by-side comparison. Data as of 2026-02-16.

Founded
Van Buren Financial: 2008
Business Initiative: 2021
Rating
7.7/10
8.7/10
First Year Cost
~$99 + state fees + RA bundle
~$310+ (LLC formation + RA)
Formation Speed
1-5 business days standard
7-14 business days standard
RA Annual
$129/year (call for DE quote; bundled discounts)
$125/year per state (multi-company discounts)

Company Background

Van Buren Financial

HQ: Wilmington, Delaware (615 West 18th Street)

Ownership: Private (founder-led: James Van Eperen, CEO)

Employees: 11-50

Formations: Not publicly disclosed (focus on RA clients; hundreds served)

Key Milestones

  • Founded 2008 in Wilmington, DE
  • Grew as full-service CPA/financial firm
  • Expanded registered agent services (10+ years)
  • Integrated tax/accounting with RA for DE entities
  • Became go-to for DE LLCs needing financial tie-in

Business Initiative

HQ: New York, NY (virtual/nationwide operations)

Ownership: Private (founder-owned)

Employees: 1

Formations: Not publicly disclosed (quality-focused, low volume)

Key Milestones

  • Launched 2021 as educational platform
  • Evolved to full-service formation + RA services
  • Built AI tools, stats library, and provider directory

Core Services

Van Buren Financial Services

Formation types:

  • LLC
  • Corporation (C-Corp, S-Corp)
  • Foreign Qualification (Delaware focus)
  • Change of Registered Agent

Differentiators:

  • Delaware specialist with in-house CPAs
  • Financial services bundled with RA (taxes, payroll, accounting)
  • Local Wilmington office (staffed business hours)
  • One-stop for DE entity + financial needs
  • Personalized for small business owners

Business Initiative Services

Formation types:

  • LLC
  • Corporation (C-Corp, S-Corp)
  • Partnerships
  • Foreign LLC/Corp qualifications
  • Change of Registered Agent

Differentiators:

  • All state/federal fees included upfront
  • Business intelligence platform (stats, AI selector, education)
  • Directory of other providers
  • Founder-led, transparent education

Both offer nationwide RA coverage. Compare differentiators above to see where each shines.

Pricing & Value

Category Van Buren Financial Business Initiative Winner
First Year Total ~$99 + state fees + RA bundle ~$310+ (LLC formation + RA) Business Initiative
RA Annual Fee $129/year (call for DE quote; bundled discounts) $125/year per state (multi-company discounts)
Value Score 7.9/10 8.5/10 Business Initiative

Speed & Performance

Van Buren Financial

Avg formation: 1-5 business days standard

Expedited: Available (varies)

Business Initiative

Avg formation: 7-14 business days standard

Expedited: 1-3 business days ($25-$200); same-day before 1 PM EST

Pros & Cons

Van Buren Financial — Pros

  • Delaware specialist
  • RA + accounting bundle
  • Local Wilmington office
  • Financial planning tie-in
  • Personalized service

Van Buren Financial — Cons

  • ✗ DE-focused (limited nationwide)
  • ✗ Low review volume
  • ✗ Call-to-quote pricing
  • ✗ Smaller scale
  • ✗ Basic tech

Business Initiative — Pros

  • All fees included (transparent value)
  • Privacy-first RA ($125 flat)
  • Educational platform (stats/AI tools)
  • Fast human support
  • Nationwide + foreign quals

Business Initiative — Cons

  • ✗ Newer (fewer formations track record)
  • ✗ Limited review volume
  • ✗ Basic add-ons
  • ✗ No 24/7 chat
  • ✗ Virtual-only operations

The Verdict

Choose Van Buren Financial if: The perfect DE partner for businesses wanting RA + full financial/accounting support in one local firm. Ideal if you're forming in Delaware and need tax expertise built-in.


Choose Business Initiative if: Beats competitors on all-in costs and smarts—perfect for informed operators who want a partner, not just a filer.

Higher rating: Business Initiative (8.7/10)