Active Filings
Fast & Affordable Business Formation Since 2001
Business Initiative
Business Intelligence That Forms Your Business
Side-by-side comparison. Data as of 2026-02-16.
Company Background
Active Filings
HQ: Dania Beach, Florida (381 E Sheridan St)
Ownership: Private (independent, founder-owned; no VC backing)
Employees: 4
Formations: 100,000+ satisfied customers
Key Milestones
- Founded 2001 by immigrant Roberto Neuberger in Florida
- Expanded from FL-only to all 50 states + DC + PR
- Pioneered online incorporation tech (pre-VC era)
- Developed proprietary compliance review system
- Remained independent (no institutional investors)
Business Initiative
HQ: New York, NY (virtual/nationwide operations)
Ownership: Private (founder-owned)
Employees: 1
Formations: Not publicly disclosed (quality-focused, low volume)
Key Milestones
- Launched 2021 as educational platform
- Evolved to full-service formation + RA services
- Built AI tools, stats library, and provider directory
Core Services
Active Filings Services
Formation types:
- ✓ LLC
- ✓ Corporation (C-Corp, S-Corp)
- ✓ Nonprofit
- ✓ Foreign Qualification (all states)
- ✓ International Incorporation Plan (for non-US residents)
- ✓ Change of Registered Agent
Differentiators:
- More free services than competitors (lifetime support, checklists)
- 19+ years experience; 3rd oldest service
- Error-free filing guarantee
- Proprietary compliance tech
- Dedicated support for law firms & small biz
Business Initiative Services
Formation types:
- ✓ LLC
- ✓ Corporation (C-Corp, S-Corp)
- ✓ Partnerships
- ✓ Foreign LLC/Corp qualifications
- ✓ Change of Registered Agent
Differentiators:
- All state/federal fees included upfront
- Business intelligence platform (stats, AI selector, education)
- Directory of other providers
- Founder-led, transparent education
Both offer nationwide RA coverage. Compare differentiators above to see where each shines.
Pricing & Value
| Category | Active Filings | Business Initiative | Winner |
|---|---|---|---|
| First Year Total | ~$0 + state fees (RA included) | ~$310+ (LLC formation + RA) | Business Initiative |
| RA Annual Fee | Free Year 1 (with formation); $99/year renewal | $125/year per state (multi-company discounts) | — |
| Value Score | 7.8/10 | 8.5/10 | Business Initiative |
Speed & Performance
Active Filings
Avg formation: 2-5 business days standard
Expedited: 2 business days (varies); same-day in select states
Business Initiative
Avg formation: 7-14 business days standard
Expedited: 1-3 business days ($25-$200); same-day before 1 PM EST
Pros & Cons
Active Filings — Pros
- ✓ Lifetime free support
- ✓ 3rd oldest; proven track record
- ✓ All 50 states + international
- ✓ Error-free guarantee
- ✓ Strong Spanish support
Active Filings — Cons
- ✗ Small team (less scale)
- ✗ RA renewal after free year
- ✗ Fewer reviews than giants
- ✗ Basic tech vs. AI tools
- ✗ Expedited varies by state
Business Initiative — Pros
- ✓ All fees included (transparent value)
- ✓ Privacy-first RA ($125 flat)
- ✓ Educational platform (stats/AI tools)
- ✓ Fast human support
- ✓ Nationwide + foreign quals
Business Initiative — Cons
- ✗ Newer (fewer formations track record)
- ✗ Limited review volume
- ✗ Basic add-ons
- ✗ No 24/7 chat
- ✗ Virtual-only operations
The Verdict
Choose Active Filings if: Veteran player with human touch—great for immigrants needing reliable help, but check pricing vs. budget options.
Choose Business Initiative if: Beats competitors on all-in costs and smarts—perfect for informed operators who want a partner, not just a filer.
Higher rating: Business Initiative (8.7/10)