Head-to-Head

Harbor Compliance

Multi-State Compliance & Entity Management Platform

VS

InCorp

The Premier Registered Agent Service™

Side-by-side comparison. Data as of 2026-02-16.

Founded
Harbor Compliance: 2012
InCorp: 1998
Rating
7.9/10
8.1/10
First Year Cost
~$99 + state fees (RA-focused; higher for full compliance)
~$228+ (formation + RA; state fees extra)
Formation Speed
1-5 business days standard
2 business days standard
RA Annual
$99 first year; $149 renewal (multi-year discounts)
$129/year; multi-year: 2yr $117, 3yr $105, 4yr $96, 5yr $87

Company Background

Harbor Compliance

HQ: Lancaster, Pennsylvania (812 N Prince St)

Ownership: Private (founder-led; Mike Montali CEO)

Employees: 51-200

Formations: 40,000+ clients served (focus on compliance, not pure formation)

Key Milestones

  • Founded 2012 by regulatory specialists & tech experts
  • Hit Inc. 5000 for 7th year in 2025
  • Acquired Labyrinth Inc. (added nonprofits)
  • Launched Compliance Core™ algorithm
  • Grew to 40k+ clients across 50 states

InCorp

HQ: Las Vegas, Nevada (9107 West Russell Road, Suite 100)

Ownership: Private (independent; founder-led)

Employees: 51-200

Formations: 250,000+ clients

Key Milestones

  • Founded 1998 in Las Vegas, NV
  • Expanded to national RA services in 2003
  • Developed proprietary EntityWatch® tech
  • Hit 250,000+ clients worldwide
  • Named top RA in multiple states (Forbes 2025)

Core Services

Harbor Compliance Services

Formation types:

  • LLC
  • Corporation (C-Corp, S-Corp)
  • Nonprofit
  • Foreign Qualification (all states)
  • Change of Registered Agent
  • Conversions & Mergers

Differentiators:

  • Compliance Core™ scans 22,000+ requirements
  • Air-Tight Onboarding™ (90% issue resolution)
  • SaaS + managed hybrid for enterprises
  • Direct SOS database feeds for real-time status
  • Unlimited users & collaboration tools

InCorp Services

Formation types:

  • LLC
  • Corporation (C-Corp, S-Corp)
  • Limited Partnership (LP)
  • Limited Liability Limited Partnership (LLP)
  • Nonprofit
  • Foreign Qualification (all states)
  • Change of Registered Agent

Differentiators:

  • Multi-year RA discounts (up to 33% off)
  • EntityWatch® for corporate identity protection
  • iOS app for entity management
  • 24/7 online access
  • Beats any competitor's price guarantee

Both offer nationwide RA coverage. Compare differentiators above to see where each shines.

Pricing & Value

Category Harbor Compliance InCorp Winner
First Year Total ~$99 + state fees (RA-focused; higher for full compliance) ~$228+ (formation + RA; state fees extra) InCorp
RA Annual Fee $99 first year; $149 renewal (multi-year discounts) $129/year; multi-year: 2yr $117, 3yr $105, 4yr $96, 5yr $87
Value Score 7.9/10 8.2/10 InCorp

Speed & Performance

Harbor Compliance

Avg formation: 1-5 business days standard

Expedited: Same-day document delivery (included)

InCorp

Avg formation: 2 business days standard

Expedited: Same-day document delivery (included)

Pros & Cons

Harbor Compliance — Pros

  • 22k+ regulatory scans
  • SaaS + managed hybrid
  • All 50 states RA
  • Entity management suite
  • Proven for enterprises

Harbor Compliance — Cons

  • ✗ Premium pricing
  • ✗ Mixed Trustpilot (3.5)
  • ✗ Billing complaints
  • ✗ Steep for startups
  • ✗ Basic formation vs. specialists

InCorp — Pros

  • 33% RA savings on multi-year
  • EntityWatch® identity protection
  • 4th largest RA provider
  • iOS app + 24/7 access
  • Price-beat guarantee

InCorp — Cons

  • ✗ Some billing disputes
  • ✗ RA renewal after Year 1
  • ✗ Basic vs. AI tools
  • ✗ Fewer reviews than giants
  • ✗ Add-ons extra

The Verdict

Choose Harbor Compliance if: The powerhouse for complex, multi-state compliance—ideal for growing businesses needing software + service. Skip if you're a solo founder on a budget.


Choose InCorp if: Perfect for businesses committing long-term—saves big on RA while delivering pro compliance. Great if you value stability and tech like EntityWatch®.

Higher rating: InCorp (8.1/10)