Harbor Compliance
Multi-State Compliance & Entity Management Platform
Swyft Filings
Personalized Support for Fast Business Formation
Side-by-side comparison. Data as of 2026-02-16.
Company Background
Harbor Compliance
HQ: Lancaster, Pennsylvania (812 N Prince St)
Ownership: Private (founder-led; Mike Montali CEO)
Employees: 51-200
Formations: 40,000+ clients served (focus on compliance, not pure formation)
Key Milestones
- Founded 2012 by regulatory specialists & tech experts
- Hit Inc. 5000 for 7th year in 2025
- Acquired Labyrinth Inc. (added nonprofits)
- Launched Compliance Core™ algorithm
- Grew to 40k+ clients across 50 states
Swyft Filings
HQ: Houston, Texas (1814 N Memorial Way)
Ownership: Private (affiliate of Swyft Legal, LLC)
Employees: 51-200 (69 est.)
Formations: 600,000+ success stories
Key Milestones
- Founded 2015 in Houston, TX
- Grew to 600k+ formations
- Launched Premium same-day filing
- Expanded compliance monitoring
- Achieved 4.7/5 Trustpilot (7k+ reviews)
Core Services
Harbor Compliance Services
Formation types:
- ✓ LLC
- ✓ Corporation (C-Corp, S-Corp)
- ✓ Nonprofit
- ✓ Foreign Qualification (all states)
- ✓ Change of Registered Agent
- ✓ Conversions & Mergers
Differentiators:
- Compliance Core™ scans 22,000+ requirements
- Air-Tight Onboarding™ (90% issue resolution)
- SaaS + managed hybrid for enterprises
- Direct SOS database feeds for real-time status
- Unlimited users & collaboration tools
Swyft Filings Services
Formation types:
- ✓ LLC
- ✓ Corporation (C-Corp, S-Corp)
- ✓ Nonprofit
- ✓ 501(c)(3) Applications
- ✓ Foreign Qualification (all states)
- ✓ Change of Registered Agent
Differentiators:
- Live specialist support (phone/chat/email)
- Same-day filing (Premium)
- Specialist-reviewed filings
- Unlimited attorney consultations (Premium)
- Hassle-free future updates
Both offer nationwide RA coverage. Compare differentiators above to see where each shines.
Pricing & Value
| Category | Harbor Compliance | Swyft Filings | Winner |
|---|---|---|---|
| First Year Total | ~$99 + state fees (RA-focused; higher for full compliance) | ~$0 + state fees (Basic); $169 + RA extra (Standard) | Harbor Compliance |
| RA Annual Fee | $99 first year; $149 renewal (multi-year discounts) | $149/quarter ($596/year; expensive add-on) | — |
| Value Score | 7.9/10 | 7.8/10 | Harbor Compliance |
Speed & Performance
Harbor Compliance
Avg formation: 1-5 business days standard
Expedited: Same-day document delivery (included)
Swyft Filings
Avg formation: 7-10 business days (Basic); 3 days (Standard); 1 day (Premium)
Expedited: Included in higher tiers (same-day Premium)
Pros & Cons
Harbor Compliance — Pros
- ✓ 22k+ regulatory scans
- ✓ SaaS + managed hybrid
- ✓ All 50 states RA
- ✓ Entity management suite
- ✓ Proven for enterprises
Harbor Compliance — Cons
- ✗ Premium pricing
- ✗ Mixed Trustpilot (3.5)
- ✗ Billing complaints
- ✗ Steep for startups
- ✗ Basic formation vs. specialists
Swyft Filings — Pros
- ✓ Personalized live support
- ✓ 1-day filing (Premium)
- ✓ Specialist-reviewed accuracy
- ✓ Attorney consultations
- ✓ Compliance monitoring
Swyft Filings — Cons
- ✗ RA $149/quarter ($596/yr)
- ✗ Billing disputes
- ✗ Not BBB accredited
- ✗ State fees add up
- ✗ Limited international
The Verdict
Choose Harbor Compliance if: The powerhouse for complex, multi-state compliance—ideal for growing businesses needing software + service. Skip if you're a solo founder on a budget.
Choose Swyft Filings if: Ideal for founders who want real people guiding the process—fast, supportive, and reliable. Premium shines for busy users; watch RA costs.
Higher rating: Swyft Filings (8.0/10)