Harbor Compliance
Multi-State Compliance & Entity Management Platform
US Registered Agents
Nationwide Registered Agent Services in All 50 States
Side-by-side comparison. Data as of 2026-02-16.
Company Background
Harbor Compliance
HQ: Lancaster, Pennsylvania (812 N Prince St)
Ownership: Private (founder-led; Mike Montali CEO)
Employees: 51-200
Formations: 40,000+ clients served (focus on compliance, not pure formation)
Key Milestones
- Founded 2012 by regulatory specialists & tech experts
- Hit Inc. 5000 for 7th year in 2025
- Acquired Labyrinth Inc. (added nonprofits)
- Launched Compliance Core™ algorithm
- Grew to 40k+ clients across 50 states
US Registered Agents
HQ: Nyack, New York (407 N Highland Avenue)
Ownership: Private (independent)
Employees: 11-50 (small to mid-size team)
Formations: Hundreds of thousands (focus on RA; high WY volume)
Key Milestones
- Founded 1998 in Pacific Northwest (now NY-based)
- Expanded to full 50-state + territories network
- Became major provider for incorporation wholesalers
- Added Canada representation
- Built multi-jurisdiction change-of-agent service
Core Services
Harbor Compliance Services
Formation types:
- ✓ LLC
- ✓ Corporation (C-Corp, S-Corp)
- ✓ Nonprofit
- ✓ Foreign Qualification (all states)
- ✓ Change of Registered Agent
- ✓ Conversions & Mergers
Differentiators:
- Compliance Core™ scans 22,000+ requirements
- Air-Tight Onboarding™ (90% issue resolution)
- SaaS + managed hybrid for enterprises
- Direct SOS database feeds for real-time status
- Unlimited users & collaboration tools
US Registered Agents Services
Formation types:
- ✓ LLC
- ✓ Corporation (C-Corp, S-Corp)
- ✓ Foreign Qualification (all states)
- ✓ Change of Registered Agent
Differentiators:
- 50-state + territories coverage
- Multi-state discounts & partner programs
- Pays state fees for change of agent
- Global network (Canada provinces)
- Simple, wholesale-friendly model
Both offer nationwide RA coverage. Compare differentiators above to see where each shines.
Pricing & Value
| Category | Harbor Compliance | US Registered Agents | Winner |
|---|---|---|---|
| First Year Total | ~$99 + state fees (RA-focused; higher for full compliance) | ~$129 + state fees (RA included) | Tie |
| RA Annual Fee | $99 first year; $149 renewal (multi-year discounts) | $129/year per state (multi-state discounts) | — |
| Value Score | 7.9/10 | 7.9/10 | Tie |
Speed & Performance
Harbor Compliance
Avg formation: 1-5 business days standard
Expedited: Same-day document delivery (included)
US Registered Agents
Avg formation: 1-5 business days standard
Expedited: Available (varies by state)
Pros & Cons
Harbor Compliance — Pros
- ✓ 22k+ regulatory scans
- ✓ SaaS + managed hybrid
- ✓ All 50 states RA
- ✓ Entity management suite
- ✓ Proven for enterprises
Harbor Compliance — Cons
- ✗ Premium pricing
- ✗ Mixed Trustpilot (3.5)
- ✗ Billing complaints
- ✗ Steep for startups
- ✗ Basic formation vs. specialists
US Registered Agents — Pros
- ✓ All 50 states + territories
- ✓ Multi-state/partner discounts
- ✓ Pays change of agent fees
- ✓ Canada representation
- ✓ Simple RA model
US Registered Agents — Cons
- ✗ Limited direct reviews
- ✗ Basic support tools
- ✗ RA $129/year
- ✗ No free Year 1
- ✗ Wholesale emphasis
The Verdict
Choose Harbor Compliance if: The powerhouse for complex, multi-state compliance—ideal for growing businesses needing software + service. Skip if you're a solo founder on a budget.
Choose US Registered Agents if: The specialist for nationwide and territorial RA needs—ideal for businesses spanning states or wholesalers. Reliable coverage at a fair price; great if you need broad reach without complexity.
Higher rating: Harbor Compliance (7.9/10)