Harbor Compliance
Multi-State Compliance & Entity Management Platform
Van Buren Financial
Delaware Registered Agent & Full-Service Financial Solutions
Side-by-side comparison. Data as of 2026-02-16.
Company Background
Harbor Compliance
HQ: Lancaster, Pennsylvania (812 N Prince St)
Ownership: Private (founder-led; Mike Montali CEO)
Employees: 51-200
Formations: 40,000+ clients served (focus on compliance, not pure formation)
Key Milestones
- Founded 2012 by regulatory specialists & tech experts
- Hit Inc. 5000 for 7th year in 2025
- Acquired Labyrinth Inc. (added nonprofits)
- Launched Compliance Core™ algorithm
- Grew to 40k+ clients across 50 states
Van Buren Financial
HQ: Wilmington, Delaware (615 West 18th Street)
Ownership: Private (founder-led: James Van Eperen, CEO)
Employees: 11-50
Formations: Not publicly disclosed (focus on RA clients; hundreds served)
Key Milestones
- Founded 2008 in Wilmington, DE
- Grew as full-service CPA/financial firm
- Expanded registered agent services (10+ years)
- Integrated tax/accounting with RA for DE entities
- Became go-to for DE LLCs needing financial tie-in
Core Services
Harbor Compliance Services
Formation types:
- ✓ LLC
- ✓ Corporation (C-Corp, S-Corp)
- ✓ Nonprofit
- ✓ Foreign Qualification (all states)
- ✓ Change of Registered Agent
- ✓ Conversions & Mergers
Differentiators:
- Compliance Core™ scans 22,000+ requirements
- Air-Tight Onboarding™ (90% issue resolution)
- SaaS + managed hybrid for enterprises
- Direct SOS database feeds for real-time status
- Unlimited users & collaboration tools
Van Buren Financial Services
Formation types:
- ✓ LLC
- ✓ Corporation (C-Corp, S-Corp)
- ✓ Foreign Qualification (Delaware focus)
- ✓ Change of Registered Agent
Differentiators:
- Delaware specialist with in-house CPAs
- Financial services bundled with RA (taxes, payroll, accounting)
- Local Wilmington office (staffed business hours)
- One-stop for DE entity + financial needs
- Personalized for small business owners
Both offer nationwide RA coverage. Compare differentiators above to see where each shines.
Pricing & Value
| Category | Harbor Compliance | Van Buren Financial | Winner |
|---|---|---|---|
| First Year Total | ~$99 + state fees (RA-focused; higher for full compliance) | ~$99 + state fees + RA bundle | Tie |
| RA Annual Fee | $99 first year; $149 renewal (multi-year discounts) | $129/year (call for DE quote; bundled discounts) | — |
| Value Score | 7.9/10 | 7.9/10 | Tie |
Speed & Performance
Harbor Compliance
Avg formation: 1-5 business days standard
Expedited: Same-day document delivery (included)
Van Buren Financial
Avg formation: 1-5 business days standard
Expedited: Available (varies)
Pros & Cons
Harbor Compliance — Pros
- ✓ 22k+ regulatory scans
- ✓ SaaS + managed hybrid
- ✓ All 50 states RA
- ✓ Entity management suite
- ✓ Proven for enterprises
Harbor Compliance — Cons
- ✗ Premium pricing
- ✗ Mixed Trustpilot (3.5)
- ✗ Billing complaints
- ✗ Steep for startups
- ✗ Basic formation vs. specialists
Van Buren Financial — Pros
- ✓ Delaware specialist
- ✓ RA + accounting bundle
- ✓ Local Wilmington office
- ✓ Financial planning tie-in
- ✓ Personalized service
Van Buren Financial — Cons
- ✗ DE-focused (limited nationwide)
- ✗ Low review volume
- ✗ Call-to-quote pricing
- ✗ Smaller scale
- ✗ Basic tech
The Verdict
Choose Harbor Compliance if: The powerhouse for complex, multi-state compliance—ideal for growing businesses needing software + service. Skip if you're a solo founder on a budget.
Choose Van Buren Financial if: The perfect DE partner for businesses wanting RA + full financial/accounting support in one local firm. Ideal if you're forming in Delaware and need tax expertise built-in.
Higher rating: Harbor Compliance (7.9/10)