Inc Authority
100% Free Business Formation Services
Filenow
Quick & Affordable Business Formation with 24-Hour Processing
Side-by-side comparison. Data as of 2026-02-16.
Company Background
Inc Authority
HQ: Reno, Nevada (3773 Howard Hughes Pkwy, Suite 500S)
Ownership: Private (independent)
Employees: 120+
Formations: 250,000+ entities
Key Milestones
- Founded 1989 in Reno, NV
- Pioneered free formation model
- Hit 250,000+ formations
- Partnered with Daymond John (Shark Tank) in 2021
- Inc. 5000 ranking for multiple years
Filenow
HQ: New York, NY (small team of experts)
Ownership: Private (independent; founder-led team of entrepreneurs/lawyers)
Employees: Small team (1-10)
Formations: Thousands (growing; focus on quality)
Key Milestones
- Founded 2018 by team of entrepreneurs, lawyers, tax pros
- Grew via affordable formation model
- Launched Incorporation Wizard for entity selection
- Achieved 4.8/5 on ShopperApproved (600+ reviews)
- Expanded to full compliance add-ons
Core Services
Inc Authority Services
Formation types:
- ✓ LLC
- ✓ Corporation (C-Corp, S-Corp)
- ✓ Foreign Qualification (limited)
- ✓ Change of Registered Agent
Differentiators:
- Truly free formation ($0 service fee + state fees only)
- Free 1-year RA + EIN
- Tax-deductible state fees
- Worry-free guarantee
- High-volume upsell support (credit, funding)
Filenow Services
Formation types:
- ✓ LLC
- ✓ Corporation (C-Corp, S-Corp)
- ✓ Foreign Qualification (all states)
- ✓ Change of Registered Agent
Differentiators:
- 24-hour order processing (no extra cost)
- Error-free guarantee (money back if errors)
- Transparent, no-hidden-fees pricing
- Incorporation Wizard (entity selector)
- Unlimited expert support (phone/email/chat)
Both offer nationwide RA coverage. Compare differentiators above to see where each shines.
Pricing & Value
| Category | Inc Authority | Filenow | Winner |
|---|---|---|---|
| First Year Total | ~$0 + state fees (free formation + RA) | ~$49-$199 + state fees (RA included in Premium) | Inc Authority |
| RA Annual Fee | Free Year 1; $99/year renewal (or higher bundles) | Free Year 1 (Premium); $119/year renewal | — |
| Value Score | 8.5/10 | 8.3/10 | Inc Authority |
Speed & Performance
Inc Authority
Avg formation: 24 hours processing + state time
Expedited: Free 24-hour (standard)
Filenow
Avg formation: 24 hours processing + state time (fastest standard)
Expedited: Included (24-hour); same-day in select states
Pros & Cons
Inc Authority — Pros
- ✓ 100% free service fee
- ✓ Free 1-year RA + EIN
- ✓ 24-hour fast processing
- ✓ Tax & funding analysis
- ✓ #1 rated on Trustpilot
Inc Authority — Cons
- ✗ Heavy marketing/upsells
- ✗ Persistent emails/calls
- ✗ Billing disputes
- ✗ BBB complaints
- ✗ Limited add-on depth
Filenow — Pros
- ✓ 24-hour processing included
- ✓ Starter from $49 + state
- ✓ Error-free money-back guarantee
- ✓ Free RA Year 1 (Premium)
- ✓ Unlimited expert support
Filenow — Cons
- ✗ Small team (emerging)
- ✗ RA $119 renewal
- ✗ Fewer add-ons
- ✗ Low review volume
- ✗ No enterprise tools
The Verdict
Choose Inc Authority if: The ultimate free formation option—ideal for bootstrappers ignoring upsells. Delivers value if you want zero-cost startup with pro perks.
Choose Filenow if: Excellent for founders who want fast, affordable setup with pro help—great alternative to giants if you prioritize transparency and speed.
Higher rating: Inc Authority (8.4/10)