Head-to-Head

Inc Authority

100% Free Business Formation Services

VS

Van Buren Financial

Delaware Registered Agent & Full-Service Financial Solutions

Side-by-side comparison. Data as of 2026-02-16.

Founded
Inc Authority: 1989
Van Buren Financial: 2008
Rating
8.4/10
7.7/10
First Year Cost
~$0 + state fees (free formation + RA)
~$99 + state fees + RA bundle
Formation Speed
24 hours processing + state time
1-5 business days standard
RA Annual
Free Year 1; $99/year renewal (or higher bundles)
$129/year (call for DE quote; bundled discounts)

Company Background

Inc Authority

HQ: Reno, Nevada (3773 Howard Hughes Pkwy, Suite 500S)

Ownership: Private (independent)

Employees: 120+

Formations: 250,000+ entities

Key Milestones

  • Founded 1989 in Reno, NV
  • Pioneered free formation model
  • Hit 250,000+ formations
  • Partnered with Daymond John (Shark Tank) in 2021
  • Inc. 5000 ranking for multiple years

Van Buren Financial

HQ: Wilmington, Delaware (615 West 18th Street)

Ownership: Private (founder-led: James Van Eperen, CEO)

Employees: 11-50

Formations: Not publicly disclosed (focus on RA clients; hundreds served)

Key Milestones

  • Founded 2008 in Wilmington, DE
  • Grew as full-service CPA/financial firm
  • Expanded registered agent services (10+ years)
  • Integrated tax/accounting with RA for DE entities
  • Became go-to for DE LLCs needing financial tie-in

Core Services

Inc Authority Services

Formation types:

  • LLC
  • Corporation (C-Corp, S-Corp)
  • Foreign Qualification (limited)
  • Change of Registered Agent

Differentiators:

  • Truly free formation ($0 service fee + state fees only)
  • Free 1-year RA + EIN
  • Tax-deductible state fees
  • Worry-free guarantee
  • High-volume upsell support (credit, funding)

Van Buren Financial Services

Formation types:

  • LLC
  • Corporation (C-Corp, S-Corp)
  • Foreign Qualification (Delaware focus)
  • Change of Registered Agent

Differentiators:

  • Delaware specialist with in-house CPAs
  • Financial services bundled with RA (taxes, payroll, accounting)
  • Local Wilmington office (staffed business hours)
  • One-stop for DE entity + financial needs
  • Personalized for small business owners

Both offer nationwide RA coverage. Compare differentiators above to see where each shines.

Pricing & Value

Category Inc Authority Van Buren Financial Winner
First Year Total ~$0 + state fees (free formation + RA) ~$99 + state fees + RA bundle Inc Authority
RA Annual Fee Free Year 1; $99/year renewal (or higher bundles) $129/year (call for DE quote; bundled discounts)
Value Score 8.5/10 7.9/10 Inc Authority

Speed & Performance

Inc Authority

Avg formation: 24 hours processing + state time

Expedited: Free 24-hour (standard)

Van Buren Financial

Avg formation: 1-5 business days standard

Expedited: Available (varies)

Pros & Cons

Inc Authority — Pros

  • 100% free service fee
  • Free 1-year RA + EIN
  • 24-hour fast processing
  • Tax & funding analysis
  • #1 rated on Trustpilot

Inc Authority — Cons

  • ✗ Heavy marketing/upsells
  • ✗ Persistent emails/calls
  • ✗ Billing disputes
  • ✗ BBB complaints
  • ✗ Limited add-on depth

Van Buren Financial — Pros

  • Delaware specialist
  • RA + accounting bundle
  • Local Wilmington office
  • Financial planning tie-in
  • Personalized service

Van Buren Financial — Cons

  • ✗ DE-focused (limited nationwide)
  • ✗ Low review volume
  • ✗ Call-to-quote pricing
  • ✗ Smaller scale
  • ✗ Basic tech

The Verdict

Choose Inc Authority if: The ultimate free formation option—ideal for bootstrappers ignoring upsells. Delivers value if you want zero-cost startup with pro perks.


Choose Van Buren Financial if: The perfect DE partner for businesses wanting RA + full financial/accounting support in one local firm. Ideal if you're forming in Delaware and need tax expertise built-in.

Higher rating: Inc Authority (8.4/10)