Head-to-Head

incorporate.com

Long-Established Business Formation & Compliance

VS

Filenow

Quick & Affordable Business Formation with 24-Hour Processing

Side-by-side comparison. Data as of 2026-02-16.

Founded
incorporate.com: 1899
Filenow: 2018
Rating
7.2/10
8.1/10
First Year Cost
~$334+ (formation + mandatory RA; state fees extra)
~$49-$199 + state fees (RA included in Premium)
Formation Speed
1-5 business days standard
24 hours processing + state time (fastest standard)
RA Annual
$235/year (mandatory; no free year; can't opt out easily)
Free Year 1 (Premium); $119/year renewal

Company Background

incorporate.com

HQ: Wilmington, Delaware (2711 Centerville Road)

Ownership: Private (subsidiary of Corporation Service Company - CSC)

Employees: 100+

Formations: 750,000+ businesses

Key Milestones

  • Founded 1899 as The Company Corporation
  • Rebranded to incorporate.com
  • Expanded to 50 states + DC
  • Integrated with CSC Navigator compliance tools
  • Served Fortune 1000 & law firms

Filenow

HQ: New York, NY (small team of experts)

Ownership: Private (independent; founder-led team of entrepreneurs/lawyers)

Employees: Small team (1-10)

Formations: Thousands (growing; focus on quality)

Key Milestones

  • Founded 2018 by team of entrepreneurs, lawyers, tax pros
  • Grew via affordable formation model
  • Launched Incorporation Wizard for entity selection
  • Achieved 4.8/5 on ShopperApproved (600+ reviews)
  • Expanded to full compliance add-ons

Core Services

incorporate.com Services

Formation types:

  • LLC
  • Corporation (C-Corp, S-Corp)
  • Nonprofit
  • Foreign Qualification (all states)
  • Change of Registered Agent

Differentiators:

  • 120+ years legacy (CSC)
  • CSC Navigator compliance platform
  • Corporate Veil Guarantee ($75k)
  • Mandatory RA integration
  • Full-service for law firms & corps

Filenow Services

Formation types:

  • LLC
  • Corporation (C-Corp, S-Corp)
  • Foreign Qualification (all states)
  • Change of Registered Agent

Differentiators:

  • 24-hour order processing (no extra cost)
  • Error-free guarantee (money back if errors)
  • Transparent, no-hidden-fees pricing
  • Incorporation Wizard (entity selector)
  • Unlimited expert support (phone/email/chat)

Both offer nationwide RA coverage. Compare differentiators above to see where each shines.

Pricing & Value

Category incorporate.com Filenow Winner
First Year Total ~$334+ (formation + mandatory RA; state fees extra) ~$49-$199 + state fees (RA included in Premium) Filenow
RA Annual Fee $235/year (mandatory; no free year; can't opt out easily) Free Year 1 (Premium); $119/year renewal
Value Score 6.8/10 8.3/10 Filenow

Speed & Performance

incorporate.com

Avg formation: 1-5 business days standard

Expedited: Same-day (add $20)

Filenow

Avg formation: 24 hours processing + state time (fastest standard)

Expedited: Included (24-hour); same-day in select states

Pros & Cons

incorporate.com — Pros

  • Longest track record (1899)
  • 750k+ formations
  • Enterprise compliance tools
  • All 50 states coverage
  • Corporate Veil Guarantee

incorporate.com — Cons

  • ✗ RA $235 mandatory
  • ✗ No free Year 1 RA
  • ✗ High overall costs
  • ✗ Mixed reviews
  • ✗ Restrictive policies

Filenow — Pros

  • 24-hour processing included
  • Starter from $49 + state
  • Error-free money-back guarantee
  • Free RA Year 1 (Premium)
  • Unlimited expert support

Filenow — Cons

  • ✗ Small team (emerging)
  • ✗ RA $119 renewal
  • ✗ Fewer add-ons
  • ✗ Low review volume
  • ✗ No enterprise tools

The Verdict

Choose incorporate.com if: The granddaddy of formation services—reliable for complex needs, but overpriced and restrictive for most founders. Use only if you need full CSC ecosystem.


Choose Filenow if: Excellent for founders who want fast, affordable setup with pro help—great alternative to giants if you prioritize transparency and speed.

Higher rating: Filenow (8.1/10)