Head-to-Head

LegalZoom

Legal Solutions Trusted By Millions

VS

Harbor Compliance

Multi-State Compliance & Entity Management Platform

Side-by-side comparison. Data as of 2026-02-16.

Founded
LegalZoom: 2001
Harbor Compliance: 2012
Rating
7.8/10
7.9/10
First Year Cost
~$249-$548+ (Pro + RA; state fees extra)
~$99 + state fees (RA-focused; higher for full compliance)
Formation Speed
1-5 business days standard
1-5 business days standard
RA Annual
$249/year (not included; mandatory for privacy)
$99 first year; $149 renewal (multi-year discounts)

Company Background

LegalZoom

HQ: Glendale, California (101 N Brand Blvd)

Ownership: Public (NASDAQ: LZ)

Employees: 964+

Formations: 4,000,000+ businesses

Key Milestones

  • Founded 2001 in California
  • Pioneered online LLC formation
  • Went public (NASDAQ: LZ) in 2021
  • Acquired law firm operations
  • Expanded to 4M+ formations with attorney-backed services

Harbor Compliance

HQ: Lancaster, Pennsylvania (812 N Prince St)

Ownership: Private (founder-led; Mike Montali CEO)

Employees: 51-200

Formations: 40,000+ clients served (focus on compliance, not pure formation)

Key Milestones

  • Founded 2012 by regulatory specialists & tech experts
  • Hit Inc. 5000 for 7th year in 2025
  • Acquired Labyrinth Inc. (added nonprofits)
  • Launched Compliance Core™ algorithm
  • Grew to 40k+ clients across 50 states

Core Services

LegalZoom Services

Formation types:

  • LLC
  • Corporation (C-Corp, S-Corp)
  • Nonprofit
  • Foreign Qualification (all states)
  • Change of Registered Agent

Differentiators:

  • Privacy-focused RA (uses company address)
  • Attorney-backed legal forms & reviews
  • All-in-one legal ecosystem
  • Corporate Veil protection guarantee
  • 24/7 chat during formation

Harbor Compliance Services

Formation types:

  • LLC
  • Corporation (C-Corp, S-Corp)
  • Nonprofit
  • Foreign Qualification (all states)
  • Change of Registered Agent
  • Conversions & Mergers

Differentiators:

  • Compliance Core™ scans 22,000+ requirements
  • Air-Tight Onboarding™ (90% issue resolution)
  • SaaS + managed hybrid for enterprises
  • Direct SOS database feeds for real-time status
  • Unlimited users & collaboration tools

Both offer nationwide RA coverage. Compare differentiators above to see where each shines.

Pricing & Value

Category LegalZoom Harbor Compliance Winner
First Year Total ~$249-$548+ (Pro + RA; state fees extra) ~$99 + state fees (RA-focused; higher for full compliance) Harbor Compliance
RA Annual Fee $249/year (not included; mandatory for privacy) $99 first year; $149 renewal (multi-year discounts)
Value Score 7.5/10 7.9/10 Harbor Compliance

Speed & Performance

LegalZoom

Avg formation: 1-5 business days standard

Expedited: Same-day ($20+)

Harbor Compliance

Avg formation: 1-5 business days standard

Expedited: Same-day document delivery (included)

Pros & Cons

LegalZoom — Pros

  • 4M+ businesses formed
  • Privacy-first RA
  • Comprehensive legal ecosystem
  • 24/7 chat support
  • Trusted since 2001

LegalZoom — Cons

  • ✗ RA $249/year
  • ✗ No free Year 1 RA
  • ✗ High overall costs
  • ✗ Aggressive upsells
  • ✗ Basic for simple needs

Harbor Compliance — Pros

  • 22k+ regulatory scans
  • SaaS + managed hybrid
  • All 50 states RA
  • Entity management suite
  • Proven for enterprises

Harbor Compliance — Cons

  • ✗ Premium pricing
  • ✗ Mixed Trustpilot (3.5)
  • ✗ Billing complaints
  • ✗ Steep for startups
  • ✗ Basic formation vs. specialists

The Verdict

Choose LegalZoom if: The go-to for comprehensive legal services with privacy focus—ideal if you want forms, attorneys, and RA in one trusted place. Pricey but reliable for those valuing the brand.


Choose Harbor Compliance if: The powerhouse for complex, multi-state compliance—ideal for growing businesses needing software + service. Skip if you're a solo founder on a budget.

Higher rating: Harbor Compliance (7.9/10)