Head-to-Head

Swyft Filings

Personalized Support for Fast Business Formation

VS

Business Initiative

Business Intelligence That Forms Your Business

Side-by-side comparison. Data as of 2026-02-16.

Founded
Swyft Filings: 2015
Business Initiative: 2021
Rating
8.0/10
8.7/10
First Year Cost
~$0 + state fees (Basic); $169 + RA extra (Standard)
~$310+ (LLC formation + RA)
Formation Speed
7-10 business days (Basic); 3 days (Standard); 1 day (Premium)
7-14 business days standard
RA Annual
$149/quarter ($596/year; expensive add-on)
$125/year per state (multi-company discounts)

Company Background

Swyft Filings

HQ: Houston, Texas (1814 N Memorial Way)

Ownership: Private (affiliate of Swyft Legal, LLC)

Employees: 51-200 (69 est.)

Formations: 600,000+ success stories

Key Milestones

  • Founded 2015 in Houston, TX
  • Grew to 600k+ formations
  • Launched Premium same-day filing
  • Expanded compliance monitoring
  • Achieved 4.7/5 Trustpilot (7k+ reviews)

Business Initiative

HQ: New York, NY (virtual/nationwide operations)

Ownership: Private (founder-owned)

Employees: 1

Formations: Not publicly disclosed (quality-focused, low volume)

Key Milestones

  • Launched 2021 as educational platform
  • Evolved to full-service formation + RA services
  • Built AI tools, stats library, and provider directory

Core Services

Swyft Filings Services

Formation types:

  • LLC
  • Corporation (C-Corp, S-Corp)
  • Nonprofit
  • 501(c)(3) Applications
  • Foreign Qualification (all states)
  • Change of Registered Agent

Differentiators:

  • Live specialist support (phone/chat/email)
  • Same-day filing (Premium)
  • Specialist-reviewed filings
  • Unlimited attorney consultations (Premium)
  • Hassle-free future updates

Business Initiative Services

Formation types:

  • LLC
  • Corporation (C-Corp, S-Corp)
  • Partnerships
  • Foreign LLC/Corp qualifications
  • Change of Registered Agent

Differentiators:

  • All state/federal fees included upfront
  • Business intelligence platform (stats, AI selector, education)
  • Directory of other providers
  • Founder-led, transparent education

Both offer nationwide RA coverage. Compare differentiators above to see where each shines.

Pricing & Value

Category Swyft Filings Business Initiative Winner
First Year Total ~$0 + state fees (Basic); $169 + RA extra (Standard) ~$310+ (LLC formation + RA) Business Initiative
RA Annual Fee $149/quarter ($596/year; expensive add-on) $125/year per state (multi-company discounts)
Value Score 7.8/10 8.5/10 Business Initiative

Speed & Performance

Swyft Filings

Avg formation: 7-10 business days (Basic); 3 days (Standard); 1 day (Premium)

Expedited: Included in higher tiers (same-day Premium)

Business Initiative

Avg formation: 7-14 business days standard

Expedited: 1-3 business days ($25-$200); same-day before 1 PM EST

Pros & Cons

Swyft Filings — Pros

  • Personalized live support
  • 1-day filing (Premium)
  • Specialist-reviewed accuracy
  • Attorney consultations
  • Compliance monitoring

Swyft Filings — Cons

  • ✗ RA $149/quarter ($596/yr)
  • ✗ Billing disputes
  • ✗ Not BBB accredited
  • ✗ State fees add up
  • ✗ Limited international

Business Initiative — Pros

  • All fees included (transparent value)
  • Privacy-first RA ($125 flat)
  • Educational platform (stats/AI tools)
  • Fast human support
  • Nationwide + foreign quals

Business Initiative — Cons

  • ✗ Newer (fewer formations track record)
  • ✗ Limited review volume
  • ✗ Basic add-ons
  • ✗ No 24/7 chat
  • ✗ Virtual-only operations

The Verdict

Choose Swyft Filings if: Ideal for founders who want real people guiding the process—fast, supportive, and reliable. Premium shines for busy users; watch RA costs.


Choose Business Initiative if: Beats competitors on all-in costs and smarts—perfect for informed operators who want a partner, not just a filer.

Higher rating: Business Initiative (8.7/10)