Head-to-Head

Swyft Filings

Personalized Support for Fast Business Formation

VS

Inc Authority

100% Free Business Formation Services

Side-by-side comparison. Data as of 2026-02-16.

Founded
Swyft Filings: 2015
Inc Authority: 1989
Rating
8.0/10
8.4/10
First Year Cost
~$0 + state fees (Basic); $169 + RA extra (Standard)
~$0 + state fees (free formation + RA)
Formation Speed
7-10 business days (Basic); 3 days (Standard); 1 day (Premium)
24 hours processing + state time
RA Annual
$149/quarter ($596/year; expensive add-on)
Free Year 1; $99/year renewal (or higher bundles)

Company Background

Swyft Filings

HQ: Houston, Texas (1814 N Memorial Way)

Ownership: Private (affiliate of Swyft Legal, LLC)

Employees: 51-200 (69 est.)

Formations: 600,000+ success stories

Key Milestones

  • Founded 2015 in Houston, TX
  • Grew to 600k+ formations
  • Launched Premium same-day filing
  • Expanded compliance monitoring
  • Achieved 4.7/5 Trustpilot (7k+ reviews)

Inc Authority

HQ: Reno, Nevada (3773 Howard Hughes Pkwy, Suite 500S)

Ownership: Private (independent)

Employees: 120+

Formations: 250,000+ entities

Key Milestones

  • Founded 1989 in Reno, NV
  • Pioneered free formation model
  • Hit 250,000+ formations
  • Partnered with Daymond John (Shark Tank) in 2021
  • Inc. 5000 ranking for multiple years

Core Services

Swyft Filings Services

Formation types:

  • LLC
  • Corporation (C-Corp, S-Corp)
  • Nonprofit
  • 501(c)(3) Applications
  • Foreign Qualification (all states)
  • Change of Registered Agent

Differentiators:

  • Live specialist support (phone/chat/email)
  • Same-day filing (Premium)
  • Specialist-reviewed filings
  • Unlimited attorney consultations (Premium)
  • Hassle-free future updates

Inc Authority Services

Formation types:

  • LLC
  • Corporation (C-Corp, S-Corp)
  • Foreign Qualification (limited)
  • Change of Registered Agent

Differentiators:

  • Truly free formation ($0 service fee + state fees only)
  • Free 1-year RA + EIN
  • Tax-deductible state fees
  • Worry-free guarantee
  • High-volume upsell support (credit, funding)

Both offer nationwide RA coverage. Compare differentiators above to see where each shines.

Pricing & Value

Category Swyft Filings Inc Authority Winner
First Year Total ~$0 + state fees (Basic); $169 + RA extra (Standard) ~$0 + state fees (free formation + RA) Inc Authority
RA Annual Fee $149/quarter ($596/year; expensive add-on) Free Year 1; $99/year renewal (or higher bundles)
Value Score 7.8/10 8.5/10 Inc Authority

Speed & Performance

Swyft Filings

Avg formation: 7-10 business days (Basic); 3 days (Standard); 1 day (Premium)

Expedited: Included in higher tiers (same-day Premium)

Inc Authority

Avg formation: 24 hours processing + state time

Expedited: Free 24-hour (standard)

Pros & Cons

Swyft Filings — Pros

  • Personalized live support
  • 1-day filing (Premium)
  • Specialist-reviewed accuracy
  • Attorney consultations
  • Compliance monitoring

Swyft Filings — Cons

  • ✗ RA $149/quarter ($596/yr)
  • ✗ Billing disputes
  • ✗ Not BBB accredited
  • ✗ State fees add up
  • ✗ Limited international

Inc Authority — Pros

  • 100% free service fee
  • Free 1-year RA + EIN
  • 24-hour fast processing
  • Tax & funding analysis
  • #1 rated on Trustpilot

Inc Authority — Cons

  • ✗ Heavy marketing/upsells
  • ✗ Persistent emails/calls
  • ✗ Billing disputes
  • ✗ BBB complaints
  • ✗ Limited add-on depth

The Verdict

Choose Swyft Filings if: Ideal for founders who want real people guiding the process—fast, supportive, and reliable. Premium shines for busy users; watch RA costs.


Choose Inc Authority if: The ultimate free formation option—ideal for bootstrappers ignoring upsells. Delivers value if you want zero-cost startup with pro perks.

Higher rating: Inc Authority (8.4/10)