Head-to-Head

ZenBusiness

AI-Powered Business Formation & Compliance

VS

Inc Authority

100% Free Business Formation Services

Side-by-side comparison. Data as of 2026-02-16.

Founded
ZenBusiness: 2015
Inc Authority: 1989
Rating
8.8/10
8.4/10
First Year Cost
~$0 + state fees (Starter); $199 + RA (Pro)
~$0 + state fees (free formation + RA)
Formation Speed
1-3 business days (higher tiers); 7-14 days (Starter)
24 hours processing + state time
RA Annual
Free Year 1 (Premium); $99 first year then $199 renewal
Free Year 1; $99/year renewal (or higher bundles)

Company Background

ZenBusiness

HQ: Austin, Texas

Ownership: Private (VC-backed; Public Benefit Corporation)

Employees: 600+

Formations: 850,000+

Key Milestones

  • Founded 2015 in Austin, TX
  • Raised significant VC funding
  • Became Public Benefit Corporation
  • Launched AI assistant 'Navi'
  • Surpassed 850k businesses formed

Inc Authority

HQ: Reno, Nevada (3773 Howard Hughes Pkwy, Suite 500S)

Ownership: Private (independent)

Employees: 120+

Formations: 250,000+ entities

Key Milestones

  • Founded 1989 in Reno, NV
  • Pioneered free formation model
  • Hit 250,000+ formations
  • Partnered with Daymond John (Shark Tank) in 2021
  • Inc. 5000 ranking for multiple years

Core Services

ZenBusiness Services

Formation types:

  • LLC
  • Corporation (C-Corp, S-Corp)
  • Nonprofit
  • Foreign Qualification (all states)
  • Change of Registered Agent

Differentiators:

  • AI-powered platform (Navi assistant)
  • 100% Accuracy Guarantee
  • Worry-Free Compliance
  • Modern, intuitive dashboard
  • Lifetime alerts & tools

Inc Authority Services

Formation types:

  • LLC
  • Corporation (C-Corp, S-Corp)
  • Foreign Qualification (limited)
  • Change of Registered Agent

Differentiators:

  • Truly free formation ($0 service fee + state fees only)
  • Free 1-year RA + EIN
  • Tax-deductible state fees
  • Worry-free guarantee
  • High-volume upsell support (credit, funding)

Both offer nationwide RA coverage. Compare differentiators above to see where each shines.

Pricing & Value

Category ZenBusiness Inc Authority Winner
First Year Total ~$0 + state fees (Starter); $199 + RA (Pro) ~$0 + state fees (free formation + RA) ZenBusiness
RA Annual Fee Free Year 1 (Premium); $99 first year then $199 renewal Free Year 1; $99/year renewal (or higher bundles)
Value Score 8.7/10 8.5/10 ZenBusiness

Speed & Performance

ZenBusiness

Avg formation: 1-3 business days (higher tiers); 7-14 days (Starter)

Expedited: Included in Pro & Premium

Inc Authority

Avg formation: 24 hours processing + state time

Expedited: Free 24-hour (standard)

Pros & Cons

ZenBusiness — Pros

  • AI-powered modern platform
  • 100% Accuracy Guarantee
  • Excellent support
  • Free Starter plan
  • Worry-Free Compliance

ZenBusiness — Cons

  • ✗ RA $199 renewal
  • ✗ Add-ons increase cost
  • ✗ No free Year 1 RA on lower plans
  • ✗ Some billing issues
  • ✗ Premium gets expensive

Inc Authority — Pros

  • 100% free service fee
  • Free 1-year RA + EIN
  • 24-hour fast processing
  • Tax & funding analysis
  • #1 rated on Trustpilot

Inc Authority — Cons

  • ✗ Heavy marketing/upsells
  • ✗ Persistent emails/calls
  • ✗ Billing disputes
  • ✗ BBB complaints
  • ✗ Limited add-on depth

The Verdict

Choose ZenBusiness if: One of the strongest modern players in the space. ZenBusiness excels with its beautiful AI-powered platform, strong guarantees, and top-tier customer support. Highly recommended for founders who want a premium experience without the corporate feel.


Choose Inc Authority if: The ultimate free formation option—ideal for bootstrappers ignoring upsells. Delivers value if you want zero-cost startup with pro perks.

Higher rating: ZenBusiness (8.8/10)