Head-to-Head

ZenBusiness

AI-Powered Business Formation & Compliance

VS

incorporate.com

Long-Established Business Formation & Compliance

Side-by-side comparison. Data as of 2026-02-16.

Founded
ZenBusiness: 2015
incorporate.com: 1899
Rating
8.8/10
7.2/10
First Year Cost
~$0 + state fees (Starter); $199 + RA (Pro)
~$334+ (formation + mandatory RA; state fees extra)
Formation Speed
1-3 business days (higher tiers); 7-14 days (Starter)
1-5 business days standard
RA Annual
Free Year 1 (Premium); $99 first year then $199 renewal
$235/year (mandatory; no free year; can't opt out easily)

Company Background

ZenBusiness

HQ: Austin, Texas

Ownership: Private (VC-backed; Public Benefit Corporation)

Employees: 600+

Formations: 850,000+

Key Milestones

  • Founded 2015 in Austin, TX
  • Raised significant VC funding
  • Became Public Benefit Corporation
  • Launched AI assistant 'Navi'
  • Surpassed 850k businesses formed

incorporate.com

HQ: Wilmington, Delaware (2711 Centerville Road)

Ownership: Private (subsidiary of Corporation Service Company - CSC)

Employees: 100+

Formations: 750,000+ businesses

Key Milestones

  • Founded 1899 as The Company Corporation
  • Rebranded to incorporate.com
  • Expanded to 50 states + DC
  • Integrated with CSC Navigator compliance tools
  • Served Fortune 1000 & law firms

Core Services

ZenBusiness Services

Formation types:

  • LLC
  • Corporation (C-Corp, S-Corp)
  • Nonprofit
  • Foreign Qualification (all states)
  • Change of Registered Agent

Differentiators:

  • AI-powered platform (Navi assistant)
  • 100% Accuracy Guarantee
  • Worry-Free Compliance
  • Modern, intuitive dashboard
  • Lifetime alerts & tools

incorporate.com Services

Formation types:

  • LLC
  • Corporation (C-Corp, S-Corp)
  • Nonprofit
  • Foreign Qualification (all states)
  • Change of Registered Agent

Differentiators:

  • 120+ years legacy (CSC)
  • CSC Navigator compliance platform
  • Corporate Veil Guarantee ($75k)
  • Mandatory RA integration
  • Full-service for law firms & corps

Both offer nationwide RA coverage. Compare differentiators above to see where each shines.

Pricing & Value

Category ZenBusiness incorporate.com Winner
First Year Total ~$0 + state fees (Starter); $199 + RA (Pro) ~$334+ (formation + mandatory RA; state fees extra) ZenBusiness
RA Annual Fee Free Year 1 (Premium); $99 first year then $199 renewal $235/year (mandatory; no free year; can't opt out easily)
Value Score 8.7/10 6.8/10 ZenBusiness

Speed & Performance

ZenBusiness

Avg formation: 1-3 business days (higher tiers); 7-14 days (Starter)

Expedited: Included in Pro & Premium

incorporate.com

Avg formation: 1-5 business days standard

Expedited: Same-day (add $20)

Pros & Cons

ZenBusiness — Pros

  • AI-powered modern platform
  • 100% Accuracy Guarantee
  • Excellent support
  • Free Starter plan
  • Worry-Free Compliance

ZenBusiness — Cons

  • ✗ RA $199 renewal
  • ✗ Add-ons increase cost
  • ✗ No free Year 1 RA on lower plans
  • ✗ Some billing issues
  • ✗ Premium gets expensive

incorporate.com — Pros

  • Longest track record (1899)
  • 750k+ formations
  • Enterprise compliance tools
  • All 50 states coverage
  • Corporate Veil Guarantee

incorporate.com — Cons

  • ✗ RA $235 mandatory
  • ✗ No free Year 1 RA
  • ✗ High overall costs
  • ✗ Mixed reviews
  • ✗ Restrictive policies

The Verdict

Choose ZenBusiness if: One of the strongest modern players in the space. ZenBusiness excels with its beautiful AI-powered platform, strong guarantees, and top-tier customer support. Highly recommended for founders who want a premium experience without the corporate feel.


Choose incorporate.com if: The granddaddy of formation services—reliable for complex needs, but overpriced and restrictive for most founders. Use only if you need full CSC ecosystem.

Higher rating: ZenBusiness (8.8/10)