Head-to-Head

ZenBusiness

AI-Powered Business Formation & Compliance

VS

Swyft Filings

Personalized Support for Fast Business Formation

Side-by-side comparison. Data as of 2026-02-16.

Founded
ZenBusiness: 2015
Swyft Filings: 2015
Rating
8.8/10
8.0/10
First Year Cost
~$0 + state fees (Starter); $199 + RA (Pro)
~$0 + state fees (Basic); $169 + RA extra (Standard)
Formation Speed
1-3 business days (higher tiers); 7-14 days (Starter)
7-10 business days (Basic); 3 days (Standard); 1 day (Premium)
RA Annual
Free Year 1 (Premium); $99 first year then $199 renewal
$149/quarter ($596/year; expensive add-on)

Company Background

ZenBusiness

HQ: Austin, Texas

Ownership: Private (VC-backed; Public Benefit Corporation)

Employees: 600+

Formations: 850,000+

Key Milestones

  • Founded 2015 in Austin, TX
  • Raised significant VC funding
  • Became Public Benefit Corporation
  • Launched AI assistant 'Navi'
  • Surpassed 850k businesses formed

Swyft Filings

HQ: Houston, Texas (1814 N Memorial Way)

Ownership: Private (affiliate of Swyft Legal, LLC)

Employees: 51-200 (69 est.)

Formations: 600,000+ success stories

Key Milestones

  • Founded 2015 in Houston, TX
  • Grew to 600k+ formations
  • Launched Premium same-day filing
  • Expanded compliance monitoring
  • Achieved 4.7/5 Trustpilot (7k+ reviews)

Core Services

ZenBusiness Services

Formation types:

  • LLC
  • Corporation (C-Corp, S-Corp)
  • Nonprofit
  • Foreign Qualification (all states)
  • Change of Registered Agent

Differentiators:

  • AI-powered platform (Navi assistant)
  • 100% Accuracy Guarantee
  • Worry-Free Compliance
  • Modern, intuitive dashboard
  • Lifetime alerts & tools

Swyft Filings Services

Formation types:

  • LLC
  • Corporation (C-Corp, S-Corp)
  • Nonprofit
  • 501(c)(3) Applications
  • Foreign Qualification (all states)
  • Change of Registered Agent

Differentiators:

  • Live specialist support (phone/chat/email)
  • Same-day filing (Premium)
  • Specialist-reviewed filings
  • Unlimited attorney consultations (Premium)
  • Hassle-free future updates

Both offer nationwide RA coverage. Compare differentiators above to see where each shines.

Pricing & Value

Category ZenBusiness Swyft Filings Winner
First Year Total ~$0 + state fees (Starter); $199 + RA (Pro) ~$0 + state fees (Basic); $169 + RA extra (Standard) ZenBusiness
RA Annual Fee Free Year 1 (Premium); $99 first year then $199 renewal $149/quarter ($596/year; expensive add-on)
Value Score 8.7/10 7.8/10 ZenBusiness

Speed & Performance

ZenBusiness

Avg formation: 1-3 business days (higher tiers); 7-14 days (Starter)

Expedited: Included in Pro & Premium

Swyft Filings

Avg formation: 7-10 business days (Basic); 3 days (Standard); 1 day (Premium)

Expedited: Included in higher tiers (same-day Premium)

Pros & Cons

ZenBusiness — Pros

  • AI-powered modern platform
  • 100% Accuracy Guarantee
  • Excellent support
  • Free Starter plan
  • Worry-Free Compliance

ZenBusiness — Cons

  • ✗ RA $199 renewal
  • ✗ Add-ons increase cost
  • ✗ No free Year 1 RA on lower plans
  • ✗ Some billing issues
  • ✗ Premium gets expensive

Swyft Filings — Pros

  • Personalized live support
  • 1-day filing (Premium)
  • Specialist-reviewed accuracy
  • Attorney consultations
  • Compliance monitoring

Swyft Filings — Cons

  • ✗ RA $149/quarter ($596/yr)
  • ✗ Billing disputes
  • ✗ Not BBB accredited
  • ✗ State fees add up
  • ✗ Limited international

The Verdict

Choose ZenBusiness if: One of the strongest modern players in the space. ZenBusiness excels with its beautiful AI-powered platform, strong guarantees, and top-tier customer support. Highly recommended for founders who want a premium experience without the corporate feel.


Choose Swyft Filings if: Ideal for founders who want real people guiding the process—fast, supportive, and reliable. Premium shines for busy users; watch RA costs.

Higher rating: ZenBusiness (8.8/10)