Head-to-Head

ZenBusiness

AI-Powered Business Formation & Compliance

VS

Van Buren Financial

Delaware Registered Agent & Full-Service Financial Solutions

Side-by-side comparison. Data as of 2026-02-16.

Founded
ZenBusiness: 2015
Van Buren Financial: 2008
Rating
8.8/10
7.7/10
First Year Cost
~$0 + state fees (Starter); $199 + RA (Pro)
~$99 + state fees + RA bundle
Formation Speed
1-3 business days (higher tiers); 7-14 days (Starter)
1-5 business days standard
RA Annual
Free Year 1 (Premium); $99 first year then $199 renewal
$129/year (call for DE quote; bundled discounts)

Company Background

ZenBusiness

HQ: Austin, Texas

Ownership: Private (VC-backed; Public Benefit Corporation)

Employees: 600+

Formations: 850,000+

Key Milestones

  • Founded 2015 in Austin, TX
  • Raised significant VC funding
  • Became Public Benefit Corporation
  • Launched AI assistant 'Navi'
  • Surpassed 850k businesses formed

Van Buren Financial

HQ: Wilmington, Delaware (615 West 18th Street)

Ownership: Private (founder-led: James Van Eperen, CEO)

Employees: 11-50

Formations: Not publicly disclosed (focus on RA clients; hundreds served)

Key Milestones

  • Founded 2008 in Wilmington, DE
  • Grew as full-service CPA/financial firm
  • Expanded registered agent services (10+ years)
  • Integrated tax/accounting with RA for DE entities
  • Became go-to for DE LLCs needing financial tie-in

Core Services

ZenBusiness Services

Formation types:

  • LLC
  • Corporation (C-Corp, S-Corp)
  • Nonprofit
  • Foreign Qualification (all states)
  • Change of Registered Agent

Differentiators:

  • AI-powered platform (Navi assistant)
  • 100% Accuracy Guarantee
  • Worry-Free Compliance
  • Modern, intuitive dashboard
  • Lifetime alerts & tools

Van Buren Financial Services

Formation types:

  • LLC
  • Corporation (C-Corp, S-Corp)
  • Foreign Qualification (Delaware focus)
  • Change of Registered Agent

Differentiators:

  • Delaware specialist with in-house CPAs
  • Financial services bundled with RA (taxes, payroll, accounting)
  • Local Wilmington office (staffed business hours)
  • One-stop for DE entity + financial needs
  • Personalized for small business owners

Both offer nationwide RA coverage. Compare differentiators above to see where each shines.

Pricing & Value

Category ZenBusiness Van Buren Financial Winner
First Year Total ~$0 + state fees (Starter); $199 + RA (Pro) ~$99 + state fees + RA bundle ZenBusiness
RA Annual Fee Free Year 1 (Premium); $99 first year then $199 renewal $129/year (call for DE quote; bundled discounts)
Value Score 8.7/10 7.9/10 ZenBusiness

Speed & Performance

ZenBusiness

Avg formation: 1-3 business days (higher tiers); 7-14 days (Starter)

Expedited: Included in Pro & Premium

Van Buren Financial

Avg formation: 1-5 business days standard

Expedited: Available (varies)

Pros & Cons

ZenBusiness — Pros

  • AI-powered modern platform
  • 100% Accuracy Guarantee
  • Excellent support
  • Free Starter plan
  • Worry-Free Compliance

ZenBusiness — Cons

  • ✗ RA $199 renewal
  • ✗ Add-ons increase cost
  • ✗ No free Year 1 RA on lower plans
  • ✗ Some billing issues
  • ✗ Premium gets expensive

Van Buren Financial — Pros

  • Delaware specialist
  • RA + accounting bundle
  • Local Wilmington office
  • Financial planning tie-in
  • Personalized service

Van Buren Financial — Cons

  • ✗ DE-focused (limited nationwide)
  • ✗ Low review volume
  • ✗ Call-to-quote pricing
  • ✗ Smaller scale
  • ✗ Basic tech

The Verdict

Choose ZenBusiness if: One of the strongest modern players in the space. ZenBusiness excels with its beautiful AI-powered platform, strong guarantees, and top-tier customer support. Highly recommended for founders who want a premium experience without the corporate feel.


Choose Van Buren Financial if: The perfect DE partner for businesses wanting RA + full financial/accounting support in one local firm. Ideal if you're forming in Delaware and need tax expertise built-in.

Higher rating: ZenBusiness (8.8/10)